ABOUT NEO


NEO is the Greek word for new.


Imagine a day when mortgage companies can no longer get away with just putting people into debt, but must equally focus on getting people out of debt and showing them how to leverage their home to maximize their wealth.


We believe successful homeowners – who have a plan to maximize their wealth and minimize their monthly expenses – make better neighbors and build stronger communities for us all.


We created the NEO Home Loans logo as a symbolic commitment to our relationship with you. We believe the closing of your home loan is where our relationship and guidance begin.


As your financial situation evolves and changes, we will be the constant guide you can count on. We aspire to become the most valuable person in your life when it comes to real estate and finance.


Ultimately, our success as a company is not measured by how many loans we do, but by how successful you become.




We look forward to being your guide on your homebuying and wealth-building journey!

Kate Ramirez

Mortgage Advisor | NMLS 1183148

Originally from Brazil, I moved to the United States at the age of 16 and discovered early on a deep passion for guiding others through meaningful life milestones. Since entering the home lending industry in 2014, I have dedicated myself to serving homebuyers with integrity, excellence, and heart.


I am passionate about creating strategic buyer initiatives tailored to each client’s unique needs and goals. 


I have a strong commitment to delivering value and a seamless loan experience. I like to combine professionalism with a personal touch. My clients appreciate my clear communication, reliability, and the genuine care I bring to every interaction.


I am fluent in English, Spanish, and Portuguese, and I'm currently learning Italian. I am well-equipped to support a diverse range of homebuyers and provide an inclusive lending experience.


Outside of work, you’ll find me enjoying quality time with my family and friends. I am a huge music lover with a deep appreciation for nature, travel, good books, and anywhere with a beach.